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The Easy Purchase Program

This quick and easy program
takes the hassle and confusion
out of purchasing your next home.


easy purchase program.

 





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Click to listen to current radio personalities recommend Richard Tocado® for your mortgage needs!
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You've seen the infomercials. You've seen them on TV, heard them on radio. Now see and hear some of them yourself on this site!

In all advertising, Richard Tocado® uses actual customers to tell their stories about their financial situations before and after doing business.

Why? Because paid endorsements are just that. Paid for. It isn't real, it's made to look real. The Richard Tocado® gives you actual customers with real results.

REFINANCE

#1 Richard Tocado closed a refinance last week on a single mom with average credit. They took her out of an ARM, dropped her rate over 2 points, freed up $350.00 a month, paid her property taxes and let her skip a payment. She says that she felt like the weight of the world was lifted from her shoulders!

#2 Here is a situation where a customer called in who wanted to see about refinancing their home to pay off a few credit cards. After the loan officer from Richard Tocado® looked over the file, she realized not only could they help consolidate the debt and pay off those credit cards, but they were also able to consolidate a 1st and 2nd mortgage, as well as pay off a time share. Overall, the refinance specialists of Richard Tocado® were able to lower this family's payments by $1250 a month!


These situations may be unique to this family but Richard Tocado® can help you with yours, too!



PURCHASE

#1 Richard Tocado sold our home fast and for the most money. We were able to move out of our starter home and upgrade to a bigger house for our growing family. We saved a lot of money because Richard handles it all.

#2 We received a referral from my appraiser; she has been renting a house for 5 years. Richard Tocado was able to help fix her credit and find her dream home... the house she lived in. We also lowered her payment $150 a month and get her the $8000 tax credit.

#3 Buying a home in a nice neighborhood sounds easy but buying a different home in the same neighborhood you live in and love, for a price you can afford, may not be. This family was renting a home in a neighborhood, but they really wanted to own a home in the same neighborhood. Not sure if that was possible, they contacted the real estate professionals at Richard Tocado®. Using homewithrichard.com, they were able to locate a home they wanted, look at it the same evening. From there, they made an offer and had a signed contract the next day. Richard Tocado® even got the seller to pay closing costs!


Mortgage and real estate, all from one reliable source... Why in the world would you go anywhere else?
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Actual Refinance Customer

Richard Tocado closed a refinance last week on a single mom with average credit. They took her out of an ARM, dropped her rate over 2 points, freed up $350.00 a month, paid her property taxes and let her skip a payment. She says that she felt like the weight of the world was lifted from her shoulders!

 

Actual Purchase Customer

Richard Tocado sold our home fast and for the most money. We were able to move out of our starter home and upgrade to a bigger house for our growing family. We saved a lot of money because Richard handles it all.

 

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Richard Tocado® is licensed by the Virginia State Corporation Commission #MB-2254.